النظام القانوني لتأمين القرض الاستهلاكي في التشريع الجزائري

Abstract EN

The consumer loan’s insurance is a new cover proposed by the insurance companies and imposed by the banks since it represents a complementary guarantee and enhanced its function for the creditor to cover many risks through his benefit from the consumer loan, such as the unability of the creditor to pay the depts in time legaly limited.

This kind of contract which is the consumer loan’s insurance contract is governed by legal articles for more formality, and this contract is made between the commitments of the two sides and breaking this agreement may cause different sanctions and penalties.