دور نماذج تقييم الأداء المصرفي Camels and Patrol في تحسين عملية التنبؤ بالفشل المالي : دراسة تطبيقية في عينة من المصارف التجارية الخاصة العاملة في العراق للمدة (2016-2020)‎

Abstract EN

The research mainly aims to assess the banking performance of Iraqi private commercial banks, and to show the impact on the process of predicting the financial failure of those banks, the research sample using the PATROL & CAMELS models, and to achieve this goal, the research was applied to private commercial banks (Al-Ahly, Baghdad) for the period from (2016- A number of financial methods have been used, represented by the equations for the indicators of the PATROL model, as the research reached a set of conclusions, the most important of which are: (credit risk), management efficiency (organization efficiency), profit quality, liquidity, and sensitivity to market risk) separately, and for all indicators combined.