الصناعة التأمينية التكافلية : بين العودة إلى الأسس و الاستعداد للمستقبل

Abstract EN

The dual role that the insurance company plays (the insurance function and the investment function) is reflected in its organization and management.

Where highlights the role of the Takāful insurance company in managing and investing the participants' fund comply with Sharīʿah principles.

This research paper deals with the original foundations of Takāful insurance, which contributes to enhancing the values of cooperation, solidarity, donation and sharing, and completing the system of Islamic financial institutions.

By reviewing the requirements of the Takāful policy, the fundamental differences with conventional insurance, the business models in the current environment and improving them in the digital environment across the value chain.

The paper concludes with presenting a future vision based on indicators of the current situation, which includes identifying the Strengths, Weaknesses, Opportunities and Threats facing Takāful insurance industry to play its role more effectively and efficiently.