قياس استقرار الأداء المالي للبنوك الإسلامية في ظل المخاطر التي تواجهها: دراسة قياسية حول بنك الراجحي السعودي باستعمال نموذج Sherrod

Abstract EN

The main objective of this study is to identify the risks of Islamic banks and their management methods.

moreover, it highlights the role of financial analysis through financial ratios and the prediction of banking safety degree for Islamic banks.

to illustrate this, a study has been conducted on one of the Islamic banks represented by al-Rajhi bank for the period between 2008-2018 through the calculation of financial performance indicators, which are profitability, liquidity, and share capital adequacy ratio based on the annual reports of the bank, in addition, the study of the stability and safety of the bank's performance using one of Sherrod's financial prediction models by dropping the model variables on the financial statements extracted from the bank’s financial statements.

the study concluded that the use of financial defaulting models (failure) will allow banks to predict the risks they will face in order to exercise caution.