سياسات و برامج البنك المركزي و أثرها على حجم الودائع المصرفي : دراسة حالة المصارف السودانية خلال الفترة 1997-2017 م

Abstract EN

The Study aimed to measure the impact of central bank pol- icies and programs on the size of bank deposits.

The problem of the study was to know the effect of legal cash reserves on the size of bank deposits in Sudanese banks, and what is the relationship between the margin of murabaha and the size of bank depos- its in the Sudanese banking syStem.

After analyzing the Sludy data using the Statistical package program, the study reached the most important results.

The increase in the ratio of the statutory cash reserve affects the performance of banks with a decrease in the size of bank financing, and there is a significant impact of the central bank’s policies related to setting the murabaha margin in an inverse way with the volume of bank financing, which affects the profitability of banks, especially as they mainly intend bank financing.

The Central Bank, which is related to an increase in the percentage of cash reserves and the size of bank deposits in banks.

Through the results of the study, it recommends taking measures and measures to increase banks ’capital and reserves and stimulate banking mergers that create banks with financial solvency and ad- ministrative efficiencies that enable them to compete internally and externally, especially in light of globalization, which has become one of the moSt important features of economies of scale.

And the necessity for the central bank to adopt a policy of banking reform and a comprehensive structural correction targeting the human cadre, the number of banks, the type of activities they conduct, their geographical distribution, and the quality of the services they provide to their clients.