آلية تسيير مخاطر القروض البنكية و طرق الوقاية منها : دراسة حالة بنك الوطني الجزائري بولاية تيبازة

Abstract EN

This study aims to clarify the procedures taken by banks in granting investment loans and methods of managing them, this is in the theoretical part.

On the practical part, we discussed a case study of an investment loan at the agency of the National Bank of Algeria - 438-Tipaza, in addition to the lending risks to which the agency is exposed, and the ways to confront and reduce the risks.

The study concluded that the process of providing loans is a complex process, as it is not limited to the financing bank only, but rather threatens the growth of the national economy.

As banks have to rely on strict policies and implement effective loan procedures.