تحليل تطور الكفاءة المصرفية في الجزائر للفترة 2012-2018 : مؤشر مالمكويست للإنتاجية

Abstract EN

This study aims to measure the banking efficiency of banks operating in Algeria; the study sample consisted of five public banks and eleven private banks during the period 2012-2018; the data envelopment analysis (DEA) method and Malmquist productivity index were used according to the Intermediation approach.

The study's inputs were total deposits, fixed assets, and total operating costs; while the outputs were in loans and advances, as well as net income.

Data were obtained from the Bankfocus database.

The results of the input-oriented BCC model show that three of the banks in Algeria achieved full technical efficiency throughout the study period.

Which are Société Générale Algeria (SGA), the Maghreb Bank for Investment and Foreign Trade (BMICE), and the National Bank of Algeria (BNA).

The TFP analysis showed that most Algerian banks have achieved an increase in technological change.

It was also unable to control the change in purely technical efficiency and scale efficiency; this requires more work to improve the technical and administrative aspects of the latter.