أي تكيف لشركات التأمين الجزائرية مع القواعد التوجيهية للملاءة2؟

Abstract EN

In this study, we aim to examine the mechanism of applying the three pillars of solvency 02 to the Algerian insurance sector, through the regulatory texts that explain these rules.

and follow The results of their application at the Algerian insurance companies, on the respect of the principle of capital adequacy, the extent of its development of the solvency margin before and after the reforms of the Algerian insurance sector, the components of the regulated liabilities, in order to ensure continuity and ability to meet their obligations.

The results of the study are: a large surplus in the margin of solvency of insurance companies, while at the same time a significant weakness in the fulfillment of obligations to the insured and the weakness of the proportion of compensation to the margin of solvency, Measured by the growth in the volume of notification pending settlement.

Key words: solvency 02, insurance, margin of solvency.

Classification jel: G22