التمويل الإسلامي في أفريقيا : الفرص و التحديات : دول الشمال الأفريقي نموذجا

الملخص EN

---------------------------North African countries are the leading incubators of Islamic finance, despite their humble enlargement and the decline of this industry in many countries.

This study aims to track and assess the situation of the Islamic finance industry in this region of the globe to identify the declining reasons, by focusing on the reality of Islamic finance origins and evolution, considering the available opportunities and the challenges that increase the need for rethinking in the existing experience of the Islamic financial industry in some of those countries.

Two scientific methodological approaches applied to enrich this study are descriptive-analytical, and the historical approach, to address the situation of different Islamic financial industry components, which include Islamic banks, Islamic Sukuk, and Takaful insurance, In terms of size, status, opportunities, and challenges.

This study will scientifically contribute to understanding this neglecting area of research by exploring the accurate situation of the African Islamic financial industry, other than a considerable literature that grew up around the topic in different ways that often contradict the scientific methodologies.

The study provided a situation assessment and concluded that many opportunities are available for Islamic finance in those countries as well as challenges of the legislation Acts, and governing laws.

and recommended further investigation of the declining reasons.