استراتيجية إدارة المخاطر في شركات التأمين : الوكالة الجزائرية للتأمين SAA (مكتب الشركة)‎ لولاية بشار نموذجا

Abstract EN

This study aims to shed light on the procedures and policies followed by the Algerian Insurance Agency (the company's office) in the state of Bechar to prevent and reduce the risks that it may face.

Which is the subject of this research paper, as was used in the note.

Among the most important results that have been reached is that the agency does not have a department or office specialized in risk management, as any problem is referred to the dispute office in the regional directorate of the company, and strictness is relied on in applying some procedures, the most important of which is in the conclusion of insurance contracts that are only done by showing The original documents of the insurance subject, where negligence in this matter leads to the punishment of the employee or his expulsion in the event that this leads to damage to the company.