نظم المعلومات المالية الإلكترونية للمصارف التجارية في فلسطين : العقبات و المخاطر : دراسة ميدانية على المصارف التجارية العاملة في مدينة طولكرم

الملخص EN

The present research aimed to identify the nature of risks that threaten security of the commercial banking computerized financial information system in the banks working in Tulkarm city / Palestine and their causes , and also to identify the preventive measures taken by the banks in order to minimize the given risks and managed them probably .A sample of 118 bankers have been tested , the results revealed that the banks are well capable in managing the causes behind the occurrences of banking financial information system risks especially the internal ones as a consequence of management and technical actions are followed by the banks.

Such results prove the capability of the banks in keeping the degree of risks and the possibility of it occurrence very low.

The second main result of the research revealed that the banks follow very stricket and effective security measures which give absolute confidence in the computerized banking financial information system .The main recommendation of the research is that the banks must support their financial information system at its highest administration level by establishing special information technology department in all the banks and supply such department with a well - qualified and specialized man power in information technology.