ضمان المضارب لرأس المال في الودائع المصرفية
Other Title(s)
Guarantee of bank deposits by the user of fund
Author
Source
مجلة جامعة الملك عبد العزيز : الاقتصاد الإسلامي
Issue
Vol. 16, Issue 1 (30 Jun. 2003), pp.61-72, 12 p.
Publisher
King Abdulaziz University Scientific Publishing Center
Publication Date
2003-06-30
Country of Publication
Saudi Arabia
No. of Pages
12
Main Subjects
Abstract EN
The paper proposes that the Islamic bank, as Mudarib and user of the fund, should provide guarantee for the money of depositors.
That is, if mudarabah shows the profit, the depositor will also share in it.
In case of loss, only the bank will bear the loss, not the depositors.
The writer based his argument on the opinion of al Shawkani (d.
1250 H.) which is found in his work “al Sayl al Jarrar”, and the saying of jurists that if the mudarib fund-user handed over it to someone else, he would be held responsible because he violated the rule.
He also holds that because of its a necessity some fuqaha tried to cirumvent this probihition through subterfuges.
Moreover, the regulatory and supervisory authorities prohibit tendering the monies of depositors to any loss.
The researcher suggests that this guarantee by the bank should be based on volunatrism and donation, not by stipulation and agreement.
American Psychological Association (APA)
محمد، التجاني عبد القادر أحمد. 2003. ضمان المضارب لرأس المال في الودائع المصرفية. مجلة جامعة الملك عبد العزيز : الاقتصاد الإسلامي،مج. 16، ع. 1، ص ص. 61-72.
https://search.emarefa.net/detail/BIM-366484
Modern Language Association (MLA)
محمد، التجاني عبد القادر أحمد. ضمان المضارب لرأس المال في الودائع المصرفية. مجلة جامعة الملك عبد العزيز : الاقتصاد الإسلامي مج. 16، ع. 1 (2003)، ص ص. 61-72.
https://search.emarefa.net/detail/BIM-366484
American Medical Association (AMA)
محمد، التجاني عبد القادر أحمد. ضمان المضارب لرأس المال في الودائع المصرفية. مجلة جامعة الملك عبد العزيز : الاقتصاد الإسلامي. 2003. مج. 16، ع. 1، ص ص. 61-72.
https://search.emarefa.net/detail/BIM-366484
Data Type
Journal Articles
Language
Arabic
Notes
يتضمن مراجع ببليوجرافية : ص. 70-71
Record ID
BIM-366484