A customer of an Islamic bank had obtained financing through a number of Murabahahs

السؤال

A customer of an Islamic bank had obtained financing through a number of Murabahahs. Each Murabahah contract was executed at different time, and had its own schedule of payment which was different from the others. With the intention of managing some liquidity problems the customer is facing at this time; it has requested the bank to approve the following arrangements : To combine all the different Murabahah obligations into one consolidated obligation to make one schedule of payment covering all Murabahahs ; To provide some relaxation to the customer by increasing the overall payment term. The customer has expressed his full consent to pay any extra amount that may be charged by the bank in order to compensate the bank for the financing loss it has to incur in case of consolidating and rescheduling the debts. Shariah guidance is sought in this regard.

جواب الفتوى

أنقر هنالمشاهدة هذا المحتوى

الناشر

Islamic Finance News

تاريخ النشر

2014-04-02

دولة النشر

ماليزيا

التخصصات الرئيسية

العلوم الاقتصادية والمالية وإدارة الأعمال
الدراسات الإسلامية

نوع البيانات

فتاوى

لغة النص

الإنجليزية

رقم السجل

BIM-783567

• APA
• MLA
• AMA