An Islamic bank has been approached by a customer with a request for financing through a structure whereby the bank shall purchase a number of villas owned by the customer and lease them to the customer by way of Ijarah Muntahiya Bittamlik

السؤال

An Islamic bank has been approached by a customer with a request for financing through a structure whereby the bank shall purchase a number of villas owned by the customer and lease them to the customer by way of Ijarah Muntahiya Bittamlik (financial lease) for a certain number of years, during which the customer shall gradually pay the rent which includes the bank’s investment and return. At the end of lease term, the bank shall sell the villas back to the customer at an agreed price. It is important to note that all villas are occupied by different tenants under tenancy contracts. What should be the suitable structure for the Islamic bank to finance the customer ?

جواب الفتوى

أنقر هنالمشاهدة هذا المحتوى

الناشر

Islamic Finance News

تاريخ النشر

2013-07-03

دولة النشر

ماليزيا

التخصصات الرئيسية

العلوم الاقتصادية والمالية وإدارة الأعمال
الدراسات الإسلامية

نوع البيانات

فتاوى

لغة النص

الإنجليزية

رقم السجل

BIM-784612

• APA
• MLA
• AMA