وسائل إدارة مخاطر القروض المصرفية : دراسة مقارنة
Other Title(s)
Ways to manage the risks of bank loans : comparative study
Joint Authors
ارحيم، محمود شاكر
الياسين، ذكرى محمد حسين
Source
مجلة المحقق الحلي للعلوم القانونية و السياسية
Issue
Vol. 9, Issue 2 (30 Jun. 2017), pp.494-529, 36 p.
Publisher
University of Babylon College of Law
Publication Date
2017-06-30
Country of Publication
Iraq
No. of Pages
36
Main Subjects
Abstract EN
Bank loans is a direct credit fence, which provide a measure of liquidity to the customer and that of an image also financial dependence and discount commercial papers, and loans banking three types namely short-term loans and medium-term loans and long-term loans, and the importance of risk management process appears clearly only in loans medium or long-term, because the risk increases as the increased length of the loan, so the risk management are all processes and previous actions subsequent or check bank loans risk, and carried out by the competent authority in the bank to avoid or reduce the losses caused by these risks.
It follows the responsibility of the bank in order to risk loans several management duties and is two stages, before granting the loan must be queried for its customer financial and filled and guarantees provided by him and the appropriate terms of the loan to the strategy followed in the bank, either after being granted the loan he last follow-up is a query and follow-up of the means of avoiding risks bank loans, and finally the loan risk management when earned, which is using the media to address these risks are either to mitigate them using various means of the most important guarantees provided by the customer, or to convert them to third parties and is insurance on loans and securitization of these loans and the use of financial derivatives contracts.
American Psychological Association (APA)
الياسين، ذكرى محمد حسين وارحيم، محمود شاكر. 2017. وسائل إدارة مخاطر القروض المصرفية : دراسة مقارنة. مجلة المحقق الحلي للعلوم القانونية و السياسية،مج. 9، ع. 2، ص ص. 494-529.
https://search.emarefa.net/detail/BIM-791773
Modern Language Association (MLA)
الياسين، ذكرى محمد حسين وارحيم، محمود شاكر. وسائل إدارة مخاطر القروض المصرفية : دراسة مقارنة. مجلة المحقق الحلي للعلوم القانونية و السياسية مج. 9، ع. 2 (2017)، ص ص. 494-529.
https://search.emarefa.net/detail/BIM-791773
American Medical Association (AMA)
الياسين، ذكرى محمد حسين وارحيم، محمود شاكر. وسائل إدارة مخاطر القروض المصرفية : دراسة مقارنة. مجلة المحقق الحلي للعلوم القانونية و السياسية. 2017. مج. 9، ع. 2، ص ص. 494-529.
https://search.emarefa.net/detail/BIM-791773
Data Type
Journal Articles
Language
Arabic
Notes
يتضمن هوامش : ص. 518-523
Record ID
BIM-791773