أهمية استثمار أقساط التأمين في تحقيق ميزة الريادة في التكلفة و السعر الأدنى في شركات التأمين

Abstract EN

In the framework of the insurance company's job to cover various risks, huge amounts of money accumulate in it which are mainly in the premiums paid by the insured party.

These funds are considered the right to those who have the insurance documents, it is used by the insurance company to pay compensation in the future in case the risk insured against happens in order to prevent these funds from being frozen, insurance companies invest them in various fields.

The investment of the insurance company for the amounts of premiums accumulated leads to significant financial returns which contribute to the strengthening of its financial position, and increase the ability of the insurance company to reduce various costs and thus the possibility of reducing the insurance premium, which represents the price of insurance, which makes the insurance company in a strong competitive position in comparison with competitive companies