Do myopia and asymmetric information matter in the demand for social insurance ?
Joint Authors
Marwani, Walid
al-Moudden, Claire
Hammudah, Nasir al-Din
Source
Economic Research Forum : Working Paper Series
Issue
Vol. 2018, Issue 1172-1274 (31 Dec. 2018), pp.1-23, 23 p.
Publisher
Economic Research Forum for the Arab Countries Iran and Turkey
Publication Date
2018-12-31
Country of Publication
Egypt
No. of Pages
23
Main Subjects
Economy and Commerce
Sociology and Anthropology and Social Work
Topics
Abstract EN
This article challenges the topic of low demand for social insurance by exploring an original survey in the Algerian labor market.
Related literature has focused on the efficiency of social insurance systems and discussed their ability to cover everyone.
On the other hand, empirical studies highlighted the role of socio-demographic factors in understanding the low social insurance coverage.
But the use of behavioral economics tools is still scarce in this field.
This article highlights the impact of time discounting and knowledge of social policy on the demand for social insurance.
To make the result more robust, we use the discrete choice model.
The outcome clearly shows that forward looking and knowing social security rules increase the participation to social insurance system.
Furthermore, we confirm the role of age, gender, income and education, to be significant determinants of social insurance demand.
We argue these conclusions should have practical policy implications.
American Psychological Association (APA)
Marwani, Walid& Hammudah, Nasir al-Din& al-Moudden, Claire. 2018. Do myopia and asymmetric information matter in the demand for social insurance ?. Economic Research Forum : Working Paper Series،Vol. 2018, no. 1172-1274, pp.1-23.
https://search.emarefa.net/detail/BIM-840984
Modern Language Association (MLA)
Marwani, Walid…[et al.]. Do myopia and asymmetric information matter in the demand for social insurance ?. Economic Research Forum : Working Paper Series No. 1172-1274 (Dec. 2018), pp.1-23.
https://search.emarefa.net/detail/BIM-840984
American Medical Association (AMA)
Marwani, Walid& Hammudah, Nasir al-Din& al-Moudden, Claire. Do myopia and asymmetric information matter in the demand for social insurance ?. Economic Research Forum : Working Paper Series. 2018. Vol. 2018, no. 1172-1274, pp.1-23.
https://search.emarefa.net/detail/BIM-840984
Data Type
Journal Articles
Language
English
Notes
Includes bibliographical references : p. 22-23
Record ID
BIM-840984