التقييم المالي للبنوك باستخدام مؤشرات نظام التقييم المصرفي الأمريكي CAMELS : دراسة حالة بنك الخليج الجزائر

Abstract EN

The diagnosis and the efficient evaluation bank's of any country is considered as the most important ways used for its development and progress.

therefore, the aim of this study is to identify the financial situation of the gulf bank Algeria relying on a set of us banking evaluation system camels.

this latter gives each bank a complex rating based on the evaluation and the classification of six major elements related to the financial and the operating conditions of the bank taking into consideration all of the bank’s size, the complexity of its activities and the risks that can face its activities.

these elements are : capital adequacy, asset quality, management, earning, liquidity, sensitivity to market risk.

the study has found that the gulf bank Algeria has many strengths which their exploitation was not sufficient and didn’t reach the requested level.

it revealed also some weaknesses that must be reduced for its promotion and development.