الحوكمة المصرفية كآلية للحد من التعثر المصرفي بالإشارة إلى حالة الجزائر

Abstract EN

This study aims to measure and analyze the phenomenon of faltering in Algerian banking system , and then find out the methods that work on the effective management of this problem and to achieve this studythat was divided into theoretical and practical sides .

It turned out in the framework of theoretical analysis to the problem of managing the banking tripping require concerted and integration of a range of methods and strategies , and banking governance is the most important of these methods and mechanisms used for the prevention of this phenomenon and avoid occurrence.

The study of the practical side indicated that the stumble management methodology in the Algerian banking system is limited to the functions of each of the Banking Committee by initial taking preventive measures (banking governance) to ensure the continued activity of the bank, and disciplinary action when the note of irregularities or evidence of a serious error which leads To require an approval of troubled bank liquidation; such as, what happened with the Caliph Bank and Industrial and Commercial Bank of Algeria.

In addition to apply the decisions and the work of the Basel Committee, which represents an important opportunity to lay the foundations for sound corporate governance in banks and financial institutions requirements, in order to provide a safe banking practices and reasonable contribute to support financial stability and banking in Algeria