التمويل العقاري الإسلامي للسكن : عقد الاستصناع نموذجا

Abstract EN

The aim of this research paper is to present The role of Istisna'a As an optimal and effective alternative For real estate finance, although the multiplicity sources of funding by traditional methods, But most Muslims have refrained from it Because of usury transactions, so It remains necessary to pay attention to the financing mechanisms that are compatible with Islamic law Among which Istisna'a, Which he proved its effectiveness In many areas, Where he deals with the fields of commercial, industrial, agricultural, tourism and educational development, and others.

With the expansion of the network of modern life and the tremendous development that the world knows, the interest of Islamic banks in Istisna'a contracts has increased in the short, medium or long term.

therefore This study Trying to apply Istisna'a In housing finance, The study concludes that The applications of Istisna'a are wide and multiple Where we can Used in the financing of housing under construction, or Completed housing.