اختبارات الضغط كأداة لتحقيق الاستقرار المالي : دراسة تجربة الأردن

Abstract EN

This study aims to know the role of stress tests in achieving financial stability, given the various risks and crises that are ravaging the global economy, thus taking Jordan's experience as a sample for this study.

The study reached a set of results, the most important of which is that the stress tests showed that the solvency ratio in the Jordanian banking sector will remain higher than the minimum allowed by the Central Bank of Jordan, estimated at 12%, and the minimum approved by Basel III, estimated at 10.

5%, which is if the assumption is worse.

Scenarios (the most severe scenario), where the solvency of capital in the Jordanian banking sector during the years 2019, 2020 and 2021 will be estimated at 16.

5%, 15.

7%, 14.

8%, respectively, which means that the Jordanian banking sector is a healthy and stable sector capable of withstanding shocks and high risks, as a result of enjoyment Jordanian banks with high levels of capital, liquidity and profitability.