إدارة مخاطر الائتمان باستخدام : الحوكمة معيار كفاية رأس المال التوريق و المشتقات الائتمانية

Abstract EN

The purpose of this study is to highlight the most instruments used in the credit risk management.

We discussed the general framework of credit risk management.

Starting by identification, measurement, treatment, implementaion and evaluation, focusing on four instruments: Bank Governance as an entry to improve performance through best practices provided by the principles issued by various committees.

Capital Adequacy Standard issued by Basel Committee, We also relied on Securitization technique and Credit Derivatives as a modern entries for hedging against credit risk through transfer and convert them to other parties.

We relied on the deductive approach.

And we've presented the mechanism of this products and their role, we've evaluated this role and we have found that all of them except Governance didn't contribute enough in the credit risk management.