دور المؤسسات العمومية في مساعدة المواطنين على اقتناء السكن

Abstract EN

The housing sector represents a vital need for citizens, so the Algerian state has not abandoned this sector by setting up legal and economic mechanisms that help provide housing supply and facilitate its acquisition.

It has set up a group of public institutions that ensure the completion of housing in its various forms, as well as public institutions that sponsor housing financing, so that institutions are represented Public producing housing in the Office of Real Estate Promotion and Management (OPGI), the National Agency for Housing Improvement and Development (AADL), and the National Corporation for Real Estate Promotion (ENPI).

As for the public institutions in charge of financing and guaranteeing loans, they vary between family support funds such as the National Housing Fund (CNL) and the National Fund for Social Services Equalization (FNPOS) as well as loan guarantee companies, whether for private real estate promotion institutions such as the Mutual Guarantee and Guarantee Fund for Real Estate Promotion (FGCMPI) or financial institutions that support financial banks Provided for housing loans.