حماية المستهلك في المجال البنكي وفقا للقانون الجزائري

Abstract EN

Article 43, paragraph 3, of the Algerian Constitution of 2016 stipulates: “… the law protects the rights of consumers.

The law prohibits monopoly and unfair competition.

” The draft amendment to the constitution for the year 2020 also states in its article 62 that: “Public authorities work to protect consumers in a way that guarantees their security, safety, health and economic rights.

”, and considers the consumer's right to receive banking services One of these rights, which became in need of comprehensive legal protection in light of the development of banking institutions and the obligation to deal with them legally in many transactions.

Where we looked for the position of Algerian law in this area It has been found that the legislator has set a set of legal means that contribute to the establishment of preventive justice, between the consumer and the bank, which often witnesses a conflict of interest between the two parties, in violation of the general rules of contracting, which are predominantly therapeutic, and the efforts of the Algerian legislator in This field is not sufficient.