دور بعض أدوات الإبداع المالي في التحوط من المخاطر الائتمانية : دراسة تطبيقية في عينة من المصارف التجارية الدولية

Abstract EN

The present study aims to highlighting and diagnosing the real role of financial innovation tools to manage credit risks by banks.

According to this approach, the study focused on a group of a sample of 10 banks that adopt financial innovation tools, banks for a period of ten years.

Statistical analyses and tests were conducted on these banks' to clarify relationship between financial innovation and credit risks, according to basic and subsidiary hypotheses statistical tests were conducted on them.

The results showed that there is a strong and significant correlation between the tools of financial innovation and credit risk.

The study recommended to adopt new innovative financial instruments that help to minimize credit risks in the studied banks and give them a high competitive advantages.

It recommended also to adopt some innovation financial tools in Iraqi banks according to the nature of Iraqi economy