تأثير الشفافية المالية على الشمول المالي : بحث تحليلي في مصرف الرافدين

Abstract EN

The research aims to measure the impact of financial transparency on financial inclusion by adopting quantitative measures that were collected on the basis of previous literature.

For the purpose of collecting data from the research sample, which amounted to (120) views spanning over a time series of (2009-2018) that were intentionally selected as the variables The respondent was more prominent during those years.

The research was applied at the Rafidain Commercial Governmental Bank in Baghdad, because this bank is vital and controls a large proportion of the assets of the Iraqi banking system and works to support the requirements of economic development in the country and achieve stability in its financial system.

After evaluating and testing the data quality and its compliance with the moderate distribution, the data were analyzed.

And hypotheses tested using appropriate statistical tools such as the arithmetic mean to diagnose the level of variables in the research bank and the simple and multiple linear regression equation to test the direct effect of the explanatory variable on the respondent variable using the program (SPSS V.24).

The results showed correctness of correlations and influence on the level of variables in the respondent bank.

As for the most prominent recommendations, they focused on how to enhance financial transparency practices, and requirements for financial inclusion.