تأثير الودائع على الائتمان النقدي : دراسة تحليلية في عينة من المصارف التجارية العراقية للفترة من 2004-2018

Abstract EN

Deposits play a major role in the progress and growth of banking activity, which also increasing it means an increase in investment savings and cash credit.

The research aims to demonstrate the effect of deposits on cash credit for a number of commercial banks operating in Iraq for the period of 2004-2018, by using the financial analysis of the deposit employment index and statistical analysis using the (SPSS) program.

The research results fell in line with the alternative hypothesis according to which statistically significant deposits on cash credit have a significant effect.

The most important suggestions are (the need for commercial banks to adopt new and effective methods and policies to restore confidence of members the Iraqi society by depositing their money with banks, and leave behind the conservative credit policy to turn the wheel of economic growth towards development and prosperity.