إدارة مخاطرة السيولة النقدية في المصارف الإسلامية : دراسة تطبيقية في المصارف الإسلامية الأردنية للفترة (2010-2017)‎

Abstract EN

The research aims at early diagnosis of the strengths and weaknesses of Islamic banks, specifically towards high liquidity, inability to achieve profits or low liquidity, and inability to meet the obligations of depositors, and to identify the importance of cash liquidity in Islamic banks and contribute to the achievement of its objectives and seek market share.

The research was based on the descriptive approach in the interpretation of the theoretical aspect, as well as on an extended time series (2010-2017) in three Islamic banks organized in the Amman Stock Exchange, which are (Jordan Islamic Bank, Arab Islamic Bank, Jordan-Dubai Islamic Bank) in Practical aspect and financial ratios analysis.

The most important conclusions reached by the research: Islamic banks need cash to manage their operations and therefore the low liquidity means there is a problem with the bank in the face of its obligations, and that the liquidity crisis that can face Islamic banks can be reflected in their impact on the overall performance of those banks.

The research also confirmed that Islamic banks have a great role in providing different market needs as well as satisfying the consumer needs of different customers.