أثر عمليات إعادة التأمين في الحد من المخاطر التي تواجة شركة التأمين : دراسة تطبيقية على شركات التأمين الأردنية

Abstract EN

s: The study aimed to measure the impact of risks faced by insurance companies in light of the practice of their operational activities and the extent of their ability to avoid many risks during reinsurance operations with other insurance companies, where reinsurance operations are a safe haven from avoiding the risk of a direct problem to the company, and the study focused on During reinsurance operations and their impact on reducing the risks faced by the insurance company, and hence the importance lies by identifying the ability that reinsurance operations give in order to face the potential and expected risks, this study relied on the descriptive analytical approach in This study is to be conducted as an applied study on Jordanian insurance companies, where the questionnaire for the study was distributed to the sample of the study community and after it was retrieved statistically treated the study examined the study hypotheses, including that there is a statistically significant effect of reinsurance operations in increasing the capacity of the insurance insurance company and also there is A statistically significant effect of reinsurance operations in reducing the risk to profitability of the insurance company, so the study found that companies that practice reinsurance operations have a higher operating capacity and that they can protect themselves from achieving losses and that companies that practice Milliyet reinsurance maintain financial balance and re-insurance operations lead to increase its market share, the study recommended widening comprehensiveness base for greater reinsurance operations, as well as work to strengthen the elements of national insurance companies to make them are polarized for the reinsurance operations of neighboring and sister countries.

Key words: reinsurance, insurance companies, insurance risks