التأمين الإجباري على المسؤولية المدنية المهنية في ظل مستجدات التطور و تزايد المخاطر

Abstract EN

The developments in the various economic, technological, social, and medical fields.

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inevitably have an impact on the content of professional civil liability, as this development entailed the emergence of new patterns of behavior and transactions that necessarily need a firm legal organization, especially in the field of civil liability, noting that the Algerian legislator didn't deal with its rules specific to each profession, as it is still subject to the general rules of civil liability, which is not commensurate with the development achieved by the majority of the professions practicing, which may be difficult to meet for the injured from proving the responsibility of the professional.

This is what prompted the creation of a mechanism to ensure compensation for those affected by the practices of professionals represented in professional civil liability insurance, given that the civil law has a unified vision of civil liability in a society where the official was seen as a private person who could only cause individual harm like any ordinary person.

With the development of the professional activity and the development of the social needs, which necessitated the existence of a specific and tight responsibility system in line with this development.