عقد التأمين الإلكتروني بين الإرادة و الإذعان في التشريع الجزائري

Abstract EN

The insurance service has been affected by technological development.

As a result, the insurance contract is now concluded in a virtual electronic context.

Furthermore, although there are no legal texts regulating its provisions, and embodying the principle of will, it could be a consensual contract taking into account the characteristics of electronic contracts when they are concluded using chat programs or audio-visual means which allow the partners to negotiate the terms of the contract as well as the offers proposed by Internet.

However, it could be a model compliance contract.

The insured will find, after clicking on the multiple boxes offered, model contracts prepared with conditions where he will only have to sign.

This leads to a breach of contractual balance.