نافذة بيع العملة و تأثيرها على بعض مؤشرات إداء المصارف التجارية في العراق
Other Title(s)
The currency sale window and its impact on some of the performance indicators of commercial banks in Iraq
Joint Authors
الحسيني، هاشم جبار
زهراء كاظم مجيد
Source
Issue
Vol. 9, Issue 34 (30 Jun. 2020), pp.239-263, 25 p.
Publisher
University of Karbala College of Management and Economics
Publication Date
2020-06-30
Country of Publication
Iraq
No. of Pages
25
Main Subjects
Economy and Commerce
Financial and Accounting Sciences
Topics
- Right to property
- Profits
- Foreign exchange
- Investment returns
- Inventories
- abuse of power
- Central banks
- Ratio analysis
- Money laundering
- Commercial banks
Abstract EN
This study aims to measure the extent of the effect of the foreign currency sale window in Iraq as an independent variable through the dollar that is purchased from the central bank and a sale for the purposes of transfers, credits and cash and its impact on the profitability and liquidity indicators of the study sample banks as dependent variables Four indicators were used for profitability, namely (the rate of return on assets, the rate of return on ownership of property, the rate of return on deposits, the net income margin), while three indicators were used for liquidity, which are each of (the ratio of cash to total assets, cash rate, trade rate) This study was conducted for a sample consisting of (3) Commercial banks from the banking sector dealing in the window, for the period from 2013 - 2018.
As the quarterly data was relied on for the banks of the study sample, daily purchases from the dollar were collected for the purposes of transfers, credits and cash for the study sample banks and transferred to Quarterly, The problem of the study on the knowledge of the extent of the effect of the foreign currency sale window has been embodied in the profitability and liquidity indicators of the study sample banks.
The study hypotheses were tested and analyzed statistically using programmatic (Excel, SPSS v.25) in order to reach the goal of the study.
The study reached a set of conclusions, perhaps the most important of which is an impact relationship and a significant statistically significant relationship between the sale window of foreign currency and some indicators of profitability and liquidity in some banks.
The sample of the study is the effect of cash on banks' performance indicators more than transfers and credits.
The study presented a set of recommendations, the most important of which is the necessity of tightening control over the dealers in the window represented by banks and money transfer companies because these transactions are marred by a lot of administrative corruption as well as money laundering, As these entities seek to speculate on the amount of currency they receive from the window of currency sale and take advantage of price differences in the parallel market, the central bank can cancel financial transfer companies and limit the sale of the dollar to a specific number of banks while ensuring the authenticity of the documents submitted by them to prevent smuggling Currency out.
American Psychological Association (APA)
الحسيني، هاشم جبار وزهراء كاظم مجيد. 2020. نافذة بيع العملة و تأثيرها على بعض مؤشرات إداء المصارف التجارية في العراق. مجلة الإدارة و الاقتصاد،مج. 9، ع. 34، ص ص. 239-263.
https://search.emarefa.net/detail/BIM-1092921
Modern Language Association (MLA)
الحسيني، هاشم جبار وزهراء كاظم مجيد. نافذة بيع العملة و تأثيرها على بعض مؤشرات إداء المصارف التجارية في العراق. مجلة الإدارة و الاقتصاد مج. 9، ع. 34 (حزيران 2020)، ص ص. 239-263.
https://search.emarefa.net/detail/BIM-1092921
American Medical Association (AMA)
الحسيني، هاشم جبار وزهراء كاظم مجيد. نافذة بيع العملة و تأثيرها على بعض مؤشرات إداء المصارف التجارية في العراق. مجلة الإدارة و الاقتصاد. 2020. مج. 9، ع. 34، ص ص. 239-263.
https://search.emarefa.net/detail/BIM-1092921
Data Type
Journal Articles
Language
Arabic
Notes
-
Record ID
BIM-1092921