قياس كفاءة الأرباح و تحليل محدداتها لعينة من البنوك التجارية العاملة في الجزائر : دراسة تطبيقية خلال الفترة 2010-2016

Abstract EN

Given the conditions and challenges imposed by globalization and the resulting fundamental changes in the nature of the banking sector, it was necessary for Algerian banks to find for themselves a set of ways and mechanisms that allow their growth and survival in the banking market, and from this standpoint this study aimed to assess the efficiency of profits and their determinants for a sample Of the commercial banks operating in Algeria consisting of eighteen (18) commercial banks during the period (2010-2016), this study also used financial ratios to measure efficiency through the rate of return on assets, and It was concluded that private banks are more efficient than public ones in terms of profits.

As for the standard aspect, the panel models were used to analyze the profit efficiency determinants of the studied banks, and a number of results were reached, the most important of which are: the determinants of profit efficiency (ratio of ability to attract savings, bank liquidity ratio, bank size) had a statistical significance at the level of significance 5 %, However, the negative indication of the variable size of the bank contradicts the logic of economic theory