الحجز على الرصيد بين التماسك المطلق و الإغلاق المؤقت للحساب الجاري : دراسة فقهية تطبيقية مقارنة بين القانون العراقي و القانون الأمريكي

Abstract EN

The balance of the current account as money owed to the debtor by third parties represented by the bank or other person connected to the current account contract with the debtor, is subject to the reservation as other funds belonging to the debtor, but this account is characterized by a specialty that makes the seizure process problematic, The indivisibility and lack of knowledge of the financial position of each of the parties to the account only after the end of the clearing between the account items and the final balance when closing.

This is reflected in the shadow of the client, the bank and others alike, and leads to a series of effects regarding the non-fragmentation of its payments, bank secrecy, contention of the customer's creditors, obsolescence, the effect of the booking on the joint accounts and the impact of this seizure on the combination of these factors and the mechanism followed in Processed.