استخدام مؤشرات مخاطرة رأس المال في تقييم الربحية المصرفية : دراسة تطبيقية مقارنة بين مصرفي الأردني و القاهرة عمان

Abstract EN

This search has come to shed light on the most important risks faced by any bank resulting from his negligence or lack of direct capital property in areas that require cover its financial obligations towards others, it is to risk capital and its reflection on the profits earned, whether in its coverage of loans or other investments in the event that it fails to obtain the money needed when the sudden demand and he was chosen Jordanian teachers who have experience in the field of banking, whether at the local, regional and international level in order to give a clear picture of the most important results that can be reached by researchers through the use of indicators for each of the capital risk and bank profitability in order to illustrate the problems that can be generated from this reflected in the risk and profitability and against which targets are achieved after the search was formulated hypothesis to prove it The analysis of these indicators and then tested by a test F, P-Value and the statement of impact through the coefficient of determination R2 using contrast ANOVA analysis and concluded the researchers that there is no significant effect of the indicators of capital risk in profitability, based on which the alternative hypothesis rejection and acceptance of the null hypothesis.

The most important thing recommended by the researchers need to reconsider the policies adopted by the banks in how to deal with capital property in terms of right and feasible employment in order to have a positive in favor of shareholders and depositors alike.