نظام الإنذار المبكر IRIS كأسلوب لإدارة مخاطر الملاءة المالية : دراسة حالة الشركة الجزائرية للتأمينات CAAT

Abstract EN

The study aimed to know how the IRIS system -Insurance Regulatory Information System- will contribute to managing the risk of solvency in CAAT, and the study concluded that the financial ratios approved through it occurred within the acceptable limits of the standards set by the insurance supervisory bodies, which is an early warning to the institution of the possibility occurrence of Financial hardship.

However, despite the variation in the calculated ratios, they have controlled their risk management in a way that enables them to achieve a margin of solvency that helps them maintain their financial solvency, their reputation towards their creditors and the achievement of low levels of risk.