فعالية نماذج التنقيط في التنبؤ بالتعثر المالي في المصارف الإسلامية : دراسة تطبيقية لعينة من المصارف الإسلامية العربية

Abstract EN

This study aims to shed light on the role and effectiveness of punctuating models in predicting financial failure in the Islamic banks through the use of the most important models applied to predict financial failure (Altman, Sherroad, Bankometer) Which depends on a set of financial ratios, and to achieve the objectives of the study, the two descriptive and analytical approaches were adopted, with a with an applied study of six banks depending on the financial statements during the period (2016-2018).

The study concluded that the results of the models applied to the banks under study differ between failed banks, stable banks and unpredictable banks whose status is primarily due to the specificity of each model and the variables involved in it