الحلول في عقد التأمين

Abstract EN

The principle of insurance against damages, based on the reparation of the damage suffered by the insured, through compensation by the insured, for the damage caused by the occurrence of the insured risk or return the situation to what it was before the occurrence of the damage, and prevents the insured to take insurance Means that the insured is not entitled to compensation for the same damage on the one hand, and the compensation should not exceed the actual value of the damage suffered by the insured on the other hand.If the third party caused damage to the insured, the insured person may cause damages to the third party (the cause of the damage), on the basis of the general rules of civil liability, contract or tort, or to return to the insured on the basis of his responsibility to him under The provisions of the insurance contract concluded between them.

It is worth mentioning here that it is not for the cause of the damage to refrain from compensating the insured who is affected, being a believer and can return compensation to the insured, and the believer can not invoke the possibility.The person responsible for the injury (the insured) shall not be liable for compensation, and the insured shall have the right to choose.