أثر تطبيق متطلبات كفاية رأس المال حسب اتفاقية بازل على أداء البنوك : دراسة حالة البنوك التجارية الأردنية

Abstract EN

II This study aims to investigate the impact of applying Basel II capital adequacy requirements on Jordanian banking performance in two periods.

The first period (2002-2006) before applying Basel II capital adequacy requirement, and the second period(2007-2011) after applying Basel II capital adequacy requirement.

This study was conducted on a sample of thirteen Jordanian commercial banks.

This study used multiple regression analysis for analyzing the impact of Basel II capital adequacy requirements on bank performance.

The results show that there is no statistically significant effect of the capital adequacy requirements on return on assets, as well as on net profit margin after applying Basel II accord.

In addition, results show statistically significant effect of the capital adequacy requirements on return on equity after the implementation of BaselII capital adequacy requirement