دراسة تجربة البنك الأهلي التجاري السعودي في مجال التحول من الصيرفة التقليدية إلى الصيرفة الإسلامية

Abstract EN

The research paper aims to analyze the phenomenon of the transformation of traditional banks into Islamic banking at the level of the Saudi banking system, in particular The Saudi National Commercial Bank, where the Kingdom of Saudi Arabia occupies an important place among the Arab countries in the transformation of their traditional banks to Islamic banking business, There is also a network of traditional banks which all provide Islamic banking products, and in each of them there is a department specializing in Islamic banking services and a body permanent supervision.

Thus, the study on the phenomenon of transformation proved a set of observations, the most important of which is perhaps related to funds invested in Islamic investment funds at the Kingdom level, which amounted to 44 billion.

of riyals at the start of the third millennium, with 74% of total funds invested in Saudi investment funds, In addition to seeing the continued growth in the volume of Islamic financing provided by the Saudi banking system at a rate greater than the growth of total financing, indicating an increase in demand for Islamic financing formulas at the expense for financing formulas.