تحليل سلوكي الادخار و الاستهلاك العائلي من وجهة نظر الاقتصاد السلوكي في دول مجلس التعاون الخليجي

Abstract EN

The study aims to explain the apparent deviations in family saving and consumption behavior which the traditional economic theory based on individual rationality failed to explain and knowing the capacity of behavioral economics In explaining what happens to an individual's consumptive and saving decisions depending on the irrational theory of the individual.

As behavioral economics presented a new approach to economic analysis that integrates psychological insight into the behavior of individuals to support and correct rational hypotheses based on classical economics and focus on the influence of the emotional aspect when making economic decisions for individuals, whether these decisions are consumption, savings, or other decisions.

The study found that behavioral economics provided logical explanations for the saving and consumption behavior of individuals and that behavioral factors have an effective effect on saving and consumption by economic factors, this does not mean that we neglect the traditional theories, rather it is an attempt to push economists to put human behavioral considerations into their accounts when building their economic models and to benefit from the progress made in psychology.

This would reduce many of the economic crises in the future.