التكييف القانوني لعقد الاعتماد الإيجاري

Abstract EN

The lease credit is one of the contracts that come out from the traditional contracts department due to its specificity.

It is a mixture of contracts, which were combined in order to meet the financing needs of the economic dealer who needs certain funds and does not have the necessary financial liquidity to buy, so he concludes with the bank this contract in order to finance the purchase of those The money he needs.

The bank or lease credit company leases the money subject of the contract to him for a specific period to be agreed upon in return for a rental fee to be paid to him, and at the end of the contract he has the possibility to own those assets by using his right to purchase granted to him, in return the bank retains ownership of the money subject of the contract as a guarantee that enables him to collect His financial rights.

One of the most important results reached through this study is the hybrid and mixed character that characterizes this contract, which prevented its legal nature from being precisely defined, but this does not preclude saying that it is an independent legal unit and distinct from the sum of the contracts that constitute it.