كفاءة البنوك التقليدية و الإسلامية من حيث العائد و المخاطرة : دراسة مقارنة بين بنك البركة و البنك الوطني الجزائري

Abstract EN

The banking industry has witnessed global and local transformations and developments, this is due to the intensification of competition and the emergence of new banking entities, and Islamic banking appeared on the horizon, as it has affected traditional bank performance and its operating results.

The objectives of this paper are to measure and evaluate the performance of Islamic and traditional banks operating in Algeria.

The preparation of this study was based on data for the annual reports, that extend from 2002 to 2018 for a traditional bank which is the National Bank of Algeria, and an Islamic bank which is Al Baraka Bank of Algeria, This is to compare their performance in the Algerian banking environment through the using of the yield and risk method .

In the end, we conclude Points of strength and weakness of Islamic banks compared to traditional banks in Algeria.