دراسة العلاقة بين هيكل السوق و أداء القطاع المصرفي الجزائري خلال الفترة 2010-2019

Abstract EN

This study aims to analyse the relationship between market structure and the Algerian banking sector performance during the period 2010-2019 using panel data models, based on the structure conduct performance model and the relative market power theory, to determine whether the high market concentration helps firms to collude and practice monopolistic policies, that may have an impact on the cost of financing borrowers' investments, which negatively affects their competitiveness, this requires the intervention of the state, or that the good performance of banks is due to their large market share and their ability to reduce their cost.

The results indicate that the market concentration ratio has a positive impact on performance while the effect of the market share was negative.

This proves the ability of the SCP model to explain the Algerian banking performance but the relative market share failed to do so.