أثر الشمول المالي على الميزة التنافسية المصرفية : دراسة تطبيقية على البنوك المدرجة في بورصة فلسطين 2014-2018

Abstract EN

The study aimed to measure the impact of financial inclusion on the competitive advantage of the banks listed on the Palestine Exchange during the period (2014 - 2018).

In order to achieve the objectives of the study, the quantitative methodology was used to analyse presented data on a set of banks during a period of study.

The results of the study indicated that: Financial inclusion indicators (ATMs, number of bank branches, the capacity of deposits as a percentage of GDP, and the capacity of facilities as a percentage of GDP) that justify 52.4% of the change that occurs in the indicators of competitive advantage at the listed banks in the Palestine Exchange.

The results also showed that there is no statistically significant effect at the level of 0.05 for financial inclusion indicators as access to the financial services presented by number of bank branches on the Level of Bank's Competitive Advantage represented by return on equity and market share of deposits.

And the most important recommendation are; the necessity to promote the concepts of financial inclusion with its various indicators in the Palestinian society, through an awareness campaign to explain the concept of financial inclusion and its dimensions