تطور حجم الائتمان المصرفي و تأثيره في بعض المتغيرات الاقتصادية في العراق للمدة من 2004-2018
Other Title(s)
The development of the volume of bank credit and its impact on some economic variables in Iraq for the period 2004-2018
Joint Authors
الحلو، عقيل حميد جابر
شنبار، فاطمة سوادي
Source
مجلة المثنى للعلوم الادارية و الاقتصادية
Issue
Vol. 11, Issue 3 (30 Sep. 2021), pp.119-126, 8 p.
Publisher
Al-Muthanna University Administration and Economics College
Publication Date
2021-09-30
Country of Publication
Iraq
No. of Pages
8
Main Subjects
Business Administration
Economy and Commerce
Topics
Abstract EN
The subject of the study is to indicate what bank credit is and the theories related to it.
in addition, it seeks to investigate its impact on certain macroeconomic variables in Iraq during the period 2004-2018.
The simple regression model and the 9EVIEW program are used as instruments of measurement.
The study found several conclusions, the most notable of which was that the Government was biased towards government banks and ignored private ones.
It is also found that the effect of cash credit on inflation had been weakened as a result of full control of the later by the monetary authority of the Central Bank of Iraq, which had led to build-up the liquidity among commercial banks in Iraq, despite their high ratios.
Consequently, the sector is unable to invest and operate its assets and deposits.
.
The study recommended that there are significant environmental investment plans and opportunities for the Iraqi economy that could help commercial banks to invest their own liquidity and achieve adequate profitability.
This would help them to leave unethical exploitation, such as their high profit margin, as well as government bias for banks, which is not beneficial to the economy.
American Psychological Association (APA)
الحلو، عقيل حميد جابر وشنبار، فاطمة سوادي. 2021. تطور حجم الائتمان المصرفي و تأثيره في بعض المتغيرات الاقتصادية في العراق للمدة من 2004-2018. مجلة المثنى للعلوم الادارية و الاقتصادية،مج. 11، ع. 3، ص ص. 119-126.
https://search.emarefa.net/detail/BIM-1270783
Modern Language Association (MLA)
الحلو، عقيل حميد جابر وشنبار، فاطمة سوادي. تطور حجم الائتمان المصرفي و تأثيره في بعض المتغيرات الاقتصادية في العراق للمدة من 2004-2018. مجلة المثنى للعلوم الادارية و الاقتصادية مج. 11، ع. 3 (2021)، ص ص. 119-126.
https://search.emarefa.net/detail/BIM-1270783
American Medical Association (AMA)
الحلو، عقيل حميد جابر وشنبار، فاطمة سوادي. تطور حجم الائتمان المصرفي و تأثيره في بعض المتغيرات الاقتصادية في العراق للمدة من 2004-2018. مجلة المثنى للعلوم الادارية و الاقتصادية. 2021. مج. 11، ع. 3، ص ص. 119-126.
https://search.emarefa.net/detail/BIM-1270783
Data Type
Journal Articles
Language
Arabic
Notes
-
Record ID
BIM-1270783