تأثير النظام المصرفي على كفاءة البنوك الإسلامية : دراسة قياسية بإستعمال تحليل مغلف البيانات

Abstract EN

This study aims to test the effect of the banking environment in which the Islamic Bank practices its activities; based on the analysis of the data envelope using the fixed and variable returns model in both the input and output directions.

On a sample consisting of twelve banks operating in different banking systems, (six Islamic banks from Sudan, five banks from Malaysia are active in the usury system, which singled out Islamic banks with supportive laws and institutions, and one bank from Algeria is active in a banking system that treats Islamic banks the same as conventional banks).

Through using three inputs(Property rights, Deposits and general expenses), two outputs which are (net output and investments).

The study found that Islamic banks active in the Islamic banking system and a lower percentage in traditional banking systems that respected the privacy of these banks are more efficient in using their inputs than banks that active in a traditional system that has given them little privacy.