ابتكارات التكنولوجيا المالية و دورها في تطوير أداء البنوك الإسلامية العربية

Abstract EN

This research aims to shed light on the positive impact of financial technology innovations in the development of Arab Islamic bank, where new digital technologies enable these banks to easily identify their financial products and services, and provide their services with great efficiency and high quality reflecting its ability to compete in the financial market.

Arab Islamic banks must adopt financial technology, with the aim of keeping pace with the era of digitization and taking advantage of the services provided by financial technology companies, especially as banks rely on old and traditional systems, while involving the transformation of banks into digital business platforms on a lot of opportunities.

Some Islamic banks, such as Emirates Islamic Bank, have used blockchain technology to achieve complex financing requirements, Sharia-compliant transactions and Islamic alternatives, especially since blockchain can help with customer knowledge processes and automate processes and small payments.

Alco Bahrain's Bahrain Financial Technology Experience is also the first in the world to restore the growth of the Islamic banking industry and equip it for a qualitative shift in the banking sector as a result of financial technology innovations.