مخاطرة السيولة علاقتها و أثرها على سيولة و ربحية المصرف الإسلامي : دراسة تطبيقية لعينة من مصارف القطاع الخاص العراقي للفترة من 2011- 2017

Abstract EN

This study aims to shed light on the risk in its general form and the risk of liquidity in its own form that Islamic banks are exposed to and what is the relationship and implications for the bank’s liquidity and profitability, as the Iraqi National Islamic Bank was chosen as a sample for the study, and the available data has been used and used to measure the risk of bank liquidity To which the bank is subjected to the study sample for the period from 2011-2017, where the problem of the study lies in explaining the most important obstacles that it suffers from and which have a significant impact on the smooth flow of its daily work, which is the areas of liquidity and profitability that researchers used Their indicators in the analysis and then it was tested by (F, P - Value) and effect statement through the determination coefficient (R 2) using the analysis of variance (ANOVA), and the study reached the negation of its hypotheses and acceptance of its alternatives, i.e.

there is a relationship between liquidity risk and the liquidity and profitability of the bank, Likewise, there is an effect of the liquidity risk on both the liquidity and profitability of the bank, which resulted in the exit of some necessary recommendations, the most important of which was the necessity of high attention in the composition of other financial resources that enable it to face financial risks, especially with regard to liquidity risks in the event of exposure to it, as well as seeking to find opportunities An investment capable of employing SEO So as to achieve cash the bank's profitability in its business, and try to earn a derivative dealers with the bank.