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Microcredit et inclusion financière en Algeria : une étude d'impact
Other Title(s)
Microcredit and financial inclusion in Algeria : an impact study
Joint Authors
Hadfi, Abd al-Karim Zuhayr
Bin Said, Muhammad
Source
Arsad Journal for Economic and Management Studies
Issue
Vol. 2, Issue 1 (30 Jun. 2019), pp.401-416, 16 p.
Publisher
University of 20 August 1955 Skikda Faculty of Economic Commerce and Management Sciences
Publication Date
2019-06-30
Country of Publication
Algeria
No. of Pages
16
Main Subjects
Topics
Abstract EN
This study examines how micro-credit stimulates the degree of financial inclusion in emerging economies, as a mechanism for economic growth and the reduction of poverty and the inequalities of access to finance, particularly in Algeria, using the example of the National Microcredit Management Agency and based on a survey of 150 beneficiaries of this type of financing in the wilaya of Mascara.
According to the results, there is a strong correlation between microcredit and the financial inclusion indicator, microcredit has also improved the indicator of financial inclusion of beneficiaries under the ANGEM programme by 37.9%.
Abstract FRE
La présente étude cherche à savoir comment le micro crédit stimule le degree d'inclusion financière dans les économies émergentes, en tant que mécanisme de croissance économique et de réduction de la pauvreté et des inégalités d'accès au financement, et en particulier en Algérie en prenant l'exemple de l'agence nationale de gestion de microcrédit et en se basant sur une enquête auprès de 150 bénéficiaires de ce type de financement au niveau de la wilaya de Mascara.
D'après les résultats on constate l'existence d'une forte corrélation entre le microcrédit et l'indicateur d'inclusion financière, on constate aussi que le microcrédit a amélioré l'indicateur proxy d'inclusion financière des bénéficaires dans le cadre du programme ANGEM d'un taux de 37.
9%.
This study examines how micro-credit stimulates the degree of financial inclusion in emerging economies, as a mechanism for economic growth and the reduction of poverty and the inequalities of access to finance, particularly in Algeria, using the example of the National Microcredit Management Agency and based on a survey of 150 beneficiaries of this type of financing in the wilaya of Mascara.
According to the results, there is a strong correlation between microcredit and the financial inclusion indicator, microcredit has also improved the indicator of financial inclusion of beneficiaries under the ANGEM programme by 37.
9%.
American Psychological Association (APA)
Hadfi, Abd al-Karim Zuhayr& Bin Said, Muhammad. 2019. Microcredit et inclusion financière en Algeria : une étude d'impact. Arsad Journal for Economic and Management Studies،Vol. 2, no. 1, pp.401-416.
https://search.emarefa.net/detail/BIM-1288236
Modern Language Association (MLA)
Hadfi, Abd al-Karim Zuhayr& Bin Said, Muhammad. Microcredit et inclusion financière en Algeria : une étude d'impact. Arsad Journal for Economic and Management Studies Vol. 2, no. 1 (Jun. 2019), pp.401-416.
https://search.emarefa.net/detail/BIM-1288236
American Medical Association (AMA)
Hadfi, Abd al-Karim Zuhayr& Bin Said, Muhammad. Microcredit et inclusion financière en Algeria : une étude d'impact. Arsad Journal for Economic and Management Studies. 2019. Vol. 2, no. 1, pp.401-416.
https://search.emarefa.net/detail/BIM-1288236
Data Type
Journal Articles
Language
French
Notes
Includes bibliographical references : p. 414-416
Record ID
BIM-1288236